Insurance in Blackjack: How to use it effectively during your sessions on the famous table game?

Do you think you know everything about blackjack? Think again! Blackjack insurance is a key concept that could make the difference between an ordinary player and a true expert.

In this blog post, we reveal all the secrets of this rule and show you how to make the right decision at every turn when playing on Loco Casino. Try online casino games like Ruby Blackjack X, First Person Blackjack, or Blackjack Side Bets!

What is Insurance in Blackjack?

When the dealer reveals an Ace, you have the option to take insurance. If the dealer completes their hand with a high-value card (10, Jack, Queen, or King) to form a Blackjack 21, your insurance bet is doubled, allowing you to recover part of your initial stake.

It's a risky bet, but it can prove profitable in certain situations, protecting you from an unpleasant surprise from the dealer.

How does insurance work in Blackjack?

The insurance bet in blackjack allows you to protect yourself against the risk of losing your initial wager if the dealer gets a blackjack. By betting half of your original stake, you can double your money if the dealer has blackjack. However, this option is only available when the dealer shows an Ace.

Side bets, such as 21+3, can also add an extra layer of excitement to the game, but they generally have a lower expected return than the main bet. Therefore, it is recommended to treat them as entertainment rather than a long-term money-making opportunity.

What are the advantages and disadvantages of Insurance in Blackjack?

Insurance in blackjack is a bit of a dilemma that haunts all players of this table game. Doubling your winnings in case the dealer has blackjack sounds tempting, doesn’t it? But at what cost?

Advantages

It offers immediate financial security and a little extra adrenaline. But behind this promise lies a more complex reality.

Disadvantages

They are just as real. By taking insurance, you potentially limit your winnings if the dealer does not have blackjack. And if you make the wrong call, you risk losing more than expected.

So, should you go for it? The answer depends on your player profile. If you are more cautious, insurance can provide a sense of security. If you are a bolder player, you might prefer to take your chances without this option.

Tips for using Insurance in Blackjack

Do you want to make the most of insurance in blackjack? Various strategies have been developed to try to optimize your chances of winning. While none of them guarantee success, they can help you make more informed decisions.

Discover these tips that could change the way you play blackjack online.

"Surrender" Option

Unsure what to do when you have a mediocre hand and the dealer has an Ace? The "Surrender" option might be the answer. By choosing to fold, you recover part of your bet. It’s an interesting option to consider when you don’t want to risk losing your entire stake by drawing another card.

Avoid insurance in Every Blackjack Game

By limiting your use of blackjack insurance, you increase your chances of long-term profits. Blackjack insurance is a tool, not an obligation. Use it wisely.